1. I don’t think a technology arms race is going to solve the issue.

    We are going to need our application and service providers to supply trustworthy systems, using good people, technology and process. Problem is today these are at a premium today.
    So I think the real game changer will occur when the economic’s conditions change so trustworthy systems become the expectations and weak security loses out in the marketplace.
    Today, if I provide a great, but insecure service, people still use it. When a bank is breached, people don’t change bank, so the economic imperative is not there.

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